Kia has announced its latest round of UK retail offers, with 3.9% APR finance across its electric range alongside deposit contributions, government grants and additional incentives for existing Kia Finance customers.
The Q4 offers are available to private retail customers from 1 October until 15 December 2026, unless otherwise stated, through Kia’s UK dealer network and online. Offers for the PV5 Passenger are also available through Kia PBV Centres.
3.9% APR across Kia EV range
Kia is continuing its 3.9% APR finance offer across the EV2, EV3, EV4, EV4 Fastback, EV5, EV6 and EV9 ranges, including the high-performance EV6 GT and EV9 GT.
The PV5 Passenger is also included in the 3.9% APR campaign.
Finance deposit contributions are available on several electric models. The EV3 receives £2,000 on Air and GT-Line versions, increasing to £3,000 for GT-Line S.
EV5 customers can receive £1,500 across eligible grades, while the EV5 Storm increases this to £2,000. The EV6 and EV9 ranges, including the GT versions, are offered with a £1,500 contribution.
Electric Car Grant support
Several Kia models also qualify for the Government’s Electric Car Grant.
The £3,750 Band 1 grant applies to EV2 Air, GT-Line and GT-Line S models fitted with the 61.0kWh Long Range battery.
It is also available on the EV4 Air with either the 58.3kWh Standard Range or 81.4kWh Long Range battery, plus the EV4 Motion.
The EV2 First Edition, EV3 Air and GT-Line, and PV5 Passenger qualify for the £1,500 Band 2 grant.
Where applicable, the government support can therefore sit alongside Kia’s own finance offers, potentially making some models significantly more competitive on monthly payments or overall finance costs.
Extra support for Storm models
Kia is continuing to promote its Storm specification across several models.
The petrol Sportage Storm is available with 5.9% APR finance and a £2,500 finance deposit contribution, while the Sportage Hybrid Storm increases the contribution to £3,000 at the same APR.
Existing Sportage customers whose Kia Finance agreement began more than 12 months ago can receive a further £2,000 finance renewal contribution when moving into a new Sportage Storm. Those choosing another new Sportage can receive £1,000, subject to eligibility.
For electric-car buyers, the EV5 Storm combines 3.9% APR finance with a £2,000 deposit contribution and eligibility for Kia’s £1,000 EV Finance Upgrade.
Picanto gets additional incentives
Kia has expanded its Family Upgrade scheme to include the Picanto alongside the EV2.
Eligible existing Kia Finance customers can receive £500 when adding either model to their household, without having to trade in their existing Kia.
The Picanto itself is now available with 5.9% APR finance and a £500 finance deposit contribution.
Existing Picanto Kia Finance customers may also qualify for a separate £500 Finance Upgrade when replacing their current car with a new Picanto.
Keep It Kia targets returning customers
A new £500 ‘Keep It Kia’ incentive has been introduced for qualifying Kia Finance customers moving from selected existing models into a new non-electric Kia.
Eligible outgoing models include the Rio, Ceed, XCeed, Ceed Sportswagon, ProCeed, Niro Hybrid, Niro Plug-in Hybrid, Niro EV and Soul EV.
The incentive can complement selected model-specific deals. Stonic, for example, is available with a £1,000 finance deposit contribution, while Sorento receives £500. Both are offered with 5.9% APR finance.
£1,000 incentive for customers switching to an EV
Kia is also continuing its £1,000 EV Finance Upgrade for eligible existing Kia Finance customers whose current agreement began more than 12 months ago.
The incentive applies when moving into a new Kia EV, including the EV2, and can be combined with applicable model-specific offers subject to the relevant terms and eligibility requirements.
Across the wider combustion and hybrid range, Kia’s 5.9% APR finance campaign covers Picanto, Stonic, Sportage and Sorento, including all Sportage and Sorento powertrains.
ME Verdict
Kia’s Q4 campaign is less about one headline discount and more about stacking different forms of support across the range.
Electric models appear to receive the strongest push, with 3.9% APR finance supplemented on selected cars by deposit contributions, Electric Car Grant support and a further £1,000 incentive for qualifying existing Kia Finance customers.
The potential savings are substantial, but buyers will need to check carefully which incentives can be combined and whether they meet the individual eligibility requirements. With offers ending on 15 December, the package also gives Kia and its dealers a useful sales tool for the final quarter of 2026.
- You can also visit the Kia website here: https://www.kia.com/uk/
